Incentive Option


The Incentive Option provides cover for hospitalisation at private hospitals. There is no overall annual limit for hospitalisation. Members can choose to have access to any hospital, or can choose to receive a discount on their contribution by selecting to use a specific list of private hospitals (referred to as Associated hospitals).

 For chronic treatment, members can choose to have access to any GP for their chronic scripts and any pharmacy for their chronic medication. Or members can choose to receive a further discount on their monthly contribution by selecting to use a list of Associated GPs for their chronic script and Medipost courier pharmacy for their chronic medication. Alternatively, members can choose to use State facilities for their chronic script and medication to obtain the maximum contribution discount.


The Health Platform Benefit provides cover for a range of benefits, such as preventative screening tests, certain check-ups and more.


10% of the contribution goes to a dedicated Personal Medical Savings Account to cover other day-to-day expenses. If members need more day-to-day cover, they can choose to make use of the HealthSaver+. HealthSaver+ is a complementary product offered by Momentum that lets members save for medical expenses.

+Members may choose to make use of additional products, such as HealthSaver, available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance their medical aid. Momentum is not a medical scheme, and is a separate entity to Momentum Medical Scheme.

Click on link to open Incentive Option Focus page