Extender Option


The Extender Option provides cover for hospitalisation at private hospitals. There is no overall annual limit for hospitalisation. Members can choose to have access to any hospital, or they can choose to receive a discount on their contribution by selecting to use a specific list of private hospitals (referred to as Associated hospitals).

For chronic treatment, members can choose to have access to any GP for their chronic scripts and any pharmacy for their chronic medication. Or members can choose to receive a further discount on their monthly contribution by selecting to use a list of Associated GPs for their chronic script and Medipost courier pharmacy for their chronic medication. Alternatively, members can choose to use State facilities for their chronic script and medication to obtain the maximum contribution discount.

25% of the contribution is available in a Personal Medical Savings Account to cover day-to-day expenses. If this component is not enough to cover members' annual day-to-day expenses, they will also have access to the Extended Cover benefit which provides further cover for day-to-day benefits once their day-to-day claims have reached the Threshold (a pre-determined amount that is based on their family size).

+Members may choose to make use of additional products, such as HealthSaver, available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance their medical aid. Momentum is not a medical scheme, and is a separate entity to Momentum Medical Scheme.

Click on link to open Extender Option Focus page