Ingwe Option

- Ingwe Option

The Ingwe Option provides affordable access to entry level cover.

There is no overall annual limit for hospitalisation. For hospitalisation cover, members can choose to use either any hospital, the Ingwe Network of private hospitals, or State hospitals for an even lower monthly contribution.

For chronic treatment and day-to-day benefits, such as GP visits or prescribed medicine, members need to consult Ingwe Primary Care Network providers or Ingwe Active Primary Care Network providers, depending on their option choice. If they choose Any hospital, they may only use GPs on the Ingwe Active Primary Care Network for their chronic and day-to-day benefits.

The Health Platform benefit provides cover for a range of preventative care benefits available from members' chosen network provider.

If members need more day-to-day cover, they can choose to make use of the HealthSaver+. HealthSaver+ is a complementary product that lets members save for medical expenses.

+Members may choose to make use of additional products, such as HealthSaver, available from Momentum Metropolitan Holdings Limited (Momentum), to seamlessly enhance their medical aid. Momentum is not a medical scheme, and is a separate entity to Momentum Medical Scheme.